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CIBC Personal Loans and Lines of Credit enable you to borrow with flexibility at competitive interest rates.

In finances, consolidation occurs when someone pays off several smaller loans with one larger loan.

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Debt Consolidation provides helpful resources that include information, tips, and advice on how to start getting out of debt and (hopefully) stay out of it.

There is more Florida info near the bottom of this page.

Even if you don't have a stack of credit card bills with high interest rates, you may have school loans, car loans or high-interest loans.

There are ways to manage your debt so you can pay less in interest, minimize monthly payments and eventually eliminate these loans altogether. A lower interest rate allows for a higher portion of your payments to go towards paying off the principal of the loan, so you can pay off the debt faster.

One type of consolidation loan is a student consolidation loan.

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